K
KYHeirloomer
Guest
>I was just under the perception that leaving home for extended periods with an appliance that could be unplugged, and be OFF until someone opted to turn it ON, was safer.<
Did you actually unplug it, Kevin? Every home stove I've seen had the wiring and the plug behind the unit. Unplugging it would be awkward at best.
So, chances are, you just made sure the knobs were turned to the off position. How is that any different than with a gas stove?
In fact, with my set-up, it would actually be easier to shut off the gas, because I could close down the tanks as well as the stove knobs.
Let me ask you this. I you owned a house instead of a condo, and were going away for an extended period, would you turn off the hot water heater? How about the furnace? What about the sump pump in the basement?
Did you turn off the water supply when you left? Frozen pipes are a much greater risk than anything that could happen from a stove.
My point is, I don't see any problem protecting yourself from realistic risks. But the idea that a turned-off stove---gas or electric---is any kind of risk, let alone a realistic one, just leaves me cold.
>In fact- I got a slightly cheaper homeowner's insurane rate because of that aspect.<
Mebbe so. But insurance companies often establish rates that run counter to their actuarial tables.
For instance, there has never been a shooting accident at any registered shooting meet in America. Never. Yet that doesn't stop them from jacking the premiums way, way up. Why? Because they can get it, is why.
I used to be an insurance underwriter for a major causalty company, and saw the way rates---up and down---were established counter to what the actuarial tables said. Which is why I suggest checking it out yourself. Look at the raw data, though, not the established rates.
Did you actually unplug it, Kevin? Every home stove I've seen had the wiring and the plug behind the unit. Unplugging it would be awkward at best.
So, chances are, you just made sure the knobs were turned to the off position. How is that any different than with a gas stove?
In fact, with my set-up, it would actually be easier to shut off the gas, because I could close down the tanks as well as the stove knobs.
Let me ask you this. I you owned a house instead of a condo, and were going away for an extended period, would you turn off the hot water heater? How about the furnace? What about the sump pump in the basement?
Did you turn off the water supply when you left? Frozen pipes are a much greater risk than anything that could happen from a stove.
My point is, I don't see any problem protecting yourself from realistic risks. But the idea that a turned-off stove---gas or electric---is any kind of risk, let alone a realistic one, just leaves me cold.
>In fact- I got a slightly cheaper homeowner's insurane rate because of that aspect.<
Mebbe so. But insurance companies often establish rates that run counter to their actuarial tables.
For instance, there has never been a shooting accident at any registered shooting meet in America. Never. Yet that doesn't stop them from jacking the premiums way, way up. Why? Because they can get it, is why.
I used to be an insurance underwriter for a major causalty company, and saw the way rates---up and down---were established counter to what the actuarial tables said. Which is why I suggest checking it out yourself. Look at the raw data, though, not the established rates.
